We Compare.
You Save.
It's That Simple.

We are the largest insurance marketplace in North America, connecting individuals and businesses with top-rated providers nationwide.

A diverse group of young professionals engaged in a business meeting inside a modern office.

Why Choose North American Mutual?

We Make It Easy

At North American Mutual, we make insurance simple. Whether you’re an individual or a business, our mission is to take the stress out of shopping for coverage — and help you save money while we’re at it.

We Compare. You Save

Don’t overpay for insurance.
We partner with top-rated providers nationwide to get you the best coverage at the lowest price—so you can keep more money in your pocket.

Simple, and Hassle Free

Insurance shouldn’t be complicated.
We’ve simplified the process so you can get customized quotes in minutes—without the paperwork or phone tag.

Trusuted by Thousands

People across North America rely on us.
Join the growing number of individuals and businesses who count on us for smarter insurance decisions.

We Cover It All...

Auto 

Home

Business 

Life 

Health 

More… 

An Agent Is Ready to Help

We’re not just available—we’re ready. Our team brings the experience and insight you need to move forward with confidence. Whether it’s a small question or a big decision, we’re here to help you make the right move. Reach out anytime, we’ve got your back.

HOW IT WORKS

A Simpler Way to Shop for Insurance

Getting coverage has never been easier. With our digital platform, you can compare quotes, select a plan, and get covered — all from your phone or computer.

Answer a Few Questions

Tell us a bit about yourself and the coverage you’re looking for. It only takes a couple of minutes.

 

Compare Quotes Instantly

We search top-rated insurers and present you with personalized quotes so you can easily compare options side-by-side.

 

Choose & Get Covered

Select the plan that fits your needs and budget. Some policies even offer instant coverage — no paperwork required.

 

Frequently Asked Questions

What is North American Mutual?
North American Mutual is an independent insurance agency, we are a business that works with multiple insurance companies—rather than being tied to just one. This gives you more choices when it comes to coverage, pricing, and service. Unlike "captive" agents who only offer products from a single insurer, we compare policies across a wide network of top-rated carriers to find the best fit for your specific needs.
What types of insurance do you offer?
We offer a range of personal and commercial insurance products, including auto, home, renters, life, health, and business insurance. We also provide specialty coverage for unique needs like professional liability and cyber insurance.
Why should I work with an independent agency?
As an independent agency, we aren’t tied to just one insurer. We shop multiple top-rated carriers to find you the best coverage at the best rate—year after year.
How are premiums determined?
Premiums are based on several factors, including the type of insurance, coverage limits, your personal or business history, location, and risk profile. We work with multiple carriers to find you the most competitive rate.
How does North American Mutual get paid?
When an agent sells a policy, the insurance carrier pays them a commission, usually a percentage of the premium. Example: If you purchase a $1,000 annual policy and the commission rate is 10%, the agent earns $100. If you renew your policy, the agent often continues to receive a renewal commission each year you keep the policy active. These renewal commissions are typically lower than the initial sale commission but provide ongoing income. Working with an independent agent doesn't cost you extra. The commission is built into the premium whether you go through an agent or buy directly from the company. Agents add value by shopping multiple carriers for the best price and coverage.
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