About North American Mutual
What is North American Mutual?
North American Mutual is an independent insurance agency that works with multiple insurance companies, giving clients more options and better pricing.
Why choose North American Mutual?
We offer unbiased advice, personalized support, and access to multiple top-rated carriers to ensure the best possible coverage at the best rate.
How does North American Mutual get paid?
We earn a commission from the carrier when we place your policy. This cost is already included in your premium—there’s no extra charge to work with us.
Is there a fee for your services?
No. Our compensation comes from insurance carriers, and your premium remains the same whether you use our services or go directly to a company.
Products & Coverage
What types of insurance do you offer?
We offer personal and commercial insurance including auto, home, renters, health, life, and business policies—plus specialty coverages.
Do you offer bundling discounts?
Yes. Bundling home and auto or other policies often leads to significant savings. We’ll shop for the best bundle options across carriers.
Can I get coverage for a small business?
Absolutely. We specialize in small business insurance including general liability, commercial auto, workers' compensation, and more.
Do you provide life insurance options?
Yes. We offer term life, whole life, and universal life policies through multiple top-rated carriers to help protect your family’s future.
Do you offer high-risk or non-standard insurance?
Yes. We work with carriers that specialize in high-risk coverage for drivers with poor records or homes in unique risk areas.
Do you insure rental properties?
Yes, we provide landlord policies, dwelling fire coverage, and liability protection for investment and rental properties.
Process & Support
How are premiums determined?
Premiums depend on risk factors like coverage type, limits, claims history, and location. We compare quotes to ensure the best value.
How long does it take to get a quote?
Quotes can often be provided the same day. For complex policies, we may need 24–48 hours to collect details and compare rates.
Can I make changes to my policy online?
Yes. Most carriers offer digital portals. You can also contact us and we’ll help you with changes, updates, and recommendations.
What happens if I file a claim?
We assist you through the claims process, working directly with the carrier to ensure your claim is handled efficiently and fairly.
Can I switch insurance carriers later?
Yes. We’ll monitor your policy year-to-year and help you switch if a better option becomes available with another carrier.
Do you provide support after I purchase?
Absolutely. We’re your long-term insurance advisor—here to help with policy updates, claims, billing, and annual reviews.
