Terms of Service
Welcome to North American Mutual. By accessing or using our website, services, or platforms, you agree to be bound by the terms and conditions described here. If you do not agree to these terms, please do not use our services.
1. Use of Our Services
North American Mutual provides insurance comparison and brokerage services through partnerships with over 120 carriers. These services are intended for personal or business use in accordance with applicable law.
2. No Insurance Guarantee
Use of our services does not guarantee insurance coverage. Eligibility and pricing are determined by individual carriers and subject to underwriting guidelines.
3. User Responsibilities
When you use our site, you agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of your data and for any activity under your account.
4. Intellectual Property
All content on this website, including logos, text, graphics, and software, is the property of North American Mutual or its partners and is protected under intellectual property laws. Use of our materials without written consent is prohibited.
5. Third-Party Links
Our site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any external sites.
6. Privacy Policy
Your use of our website is also subject to our Privacy Policy, which explains how we collect and use your information.
7. Disclaimers
Services are provided “as is” without warranties of any kind. We do not warrant that the information or services will be error-free or uninterrupted.
8. Limitation of Liability
North American Mutual shall not be liable for any direct, indirect, or consequential damages arising from the use or inability to use our services or site content.
9. California Residents
North American Mutual complies with all California-specific regulations. California law prohibits the use of credit-based insurance scoring when determining rates for personal auto or homeowner’s insurance. We do not use credit information for rating or underwriting in the state of California. Additionally, California residents have enhanced privacy rights under the California Consumer Privacy Act (CCPA). You may request access to your data or opt-out of its sale or use by contacting us at contact@namutual.com.
10. Changes to Terms
We may update these Terms of Service from time to time. Continued use of the site after any changes constitutes acceptance of the revised terms.
11. Contact
If you have questions about these terms, please contact us at contact@namutual.com.
