Legal Notice
Welcome to North American Mutual. This page outlines the legal terms and disclaimers that govern the use of our website and services. By visiting or using our website, you agree to the terms stated below. If you do not agree with any part of these terms, please refrain from using our services.
1. Independent Status
North American Mutual is an independently operated insurance agency. We do not represent or work for any single insurance carrier. Instead, we partner with over 120 licensed carriers to offer comparative quotes and solutions tailored to our clients’ needs. All insurance products and services offered through this site are subject to underwriting approval and may vary by state and carrier.
2. No Legal or Financial Advice
The content on this website is provided for general informational purposes only. It is not intended to constitute legal, financial, or insurance advice. You should consult directly with a licensed professional or advisor for guidance based on your individual circumstances.
3. Licensing and Compliance
North American Mutual and its agents are licensed to conduct insurance business in the states where they operate. We comply with all state and federal regulations applicable to the insurance industry. For more information about our license status in your state, please contact us directly.
4. Data Privacy and Usage
We take your privacy seriously. All data collected through this website is used only to deliver quotes, improve service, and communicate with our customers. We do not sell or share your information with outside parties for marketing. For full details on how we protect your information, please read our Privacy Policy.
5. Fair Credit Reporting Act (FCRA)
North American Mutual operates in compliance with the Fair Credit Reporting Act (FCRA). We may use third-party consumer reporting services to verify certain information when applicable, except in jurisdictions such as California where credit scoring for insurance purposes is prohibited. Please review our FCRA Compliance Statement for more details.
6. Terms of Use
Use of this site is subject to our Terms of Service, which outline your responsibilities and rights when using our digital platform. By continuing to browse or interact with our site, you agree to abide by those terms.
7. External Links
Our website may contain links to external websites or resources. These links are provided for convenience only. North American Mutual is not responsible for the content, privacy practices, or availability of any third-party websites.
8. Intellectual Property
All content on this site, including but not limited to logos, images, text, and layout, is the intellectual property of North American Mutual and may not be copied, reproduced, or distributed without express written permission.
9. Legal Jurisdiction
This website is operated from the United States. All matters relating to the site are governed by the laws of the state in which the agency is headquartered. By using our site, you consent to the jurisdiction and venue of local courts as applicable.
10. California Residents
California law prohibits the use of credit-based insurance scoring. If you are a California resident, your insurance rates will never be impacted by your credit history. You also have the right to request access to and deletion of any personal data we may hold under the California Consumer Privacy Act (CCPA).
11. Updates to Legal Terms
We reserve the right to update or modify this legal notice at any time. Changes will be posted to this page, and your continued use of the website constitutes agreement with any changes.
12. Contact Information
If you have questions regarding this Legal Notice, please contact us at:
Email: contact@namutual.com
Phone: 800-800-8080
We are here to ensure your experience with North American Mutual is transparent and trustworthy.
