General Liability Insurance

General Liability Insurance is a foundational policy for businesses of all sizes. It protects your company from third-party claims involving bodily injury, property damage, and personal or advertising injury. Whether a customer slips in your store or a client claims your marketing caused reputational harm, this policy can help cover the legal costs and settlements.

Many landlords, vendors, and clients require proof of General Liability Insurance before doing business with you. It’s considered a core part of any company’s risk management strategy. General Liability does not cover employee injuries, auto accidents, or professional errors—that’s where other types of insurance come in.

For small and medium-sized businesses, general liability can be bundled with other essential coverages in a Business Owners Policy (BOP), making it easier and more cost-effective to protect your operations. It's a smart first step toward building long-term security and credibility.

If you work off-site, like contractors or service professionals, General Liability can also include coverage for work performed at client locations. This ensures you're covered both at your physical business address and out in the field.

Claims can arise unexpectedly, even in low-risk industries. Having the right liability policy in place helps your business remain resilient and focused on growth instead of costly legal issues or settlements.

Our team can walk you through the details of what’s covered, help you assess your risk, and customize a plan that fits your unique operations.