Commercial Property Insurance

Commercial Property Insurance helps protect your company’s physical assets — including buildings, equipment, inventory, and furnishings — from loss or damage caused by fire, theft, vandalism, and other covered events. Whether you own or lease your space, this policy is essential for keeping your business running smoothly after unexpected disruptions.

This coverage applies to a wide range of business property, from office buildings and warehouses to computers, signage, and fixtures. Even if you run a home-based business, property insurance can be crucial, since your homeowners policy may not cover business-related losses.

Many businesses combine Commercial Property with General Liability Insurance in a Business Owners Policy (BOP). This bundled approach helps simplify coverage and may reduce overall premium costs while protecting you from both physical and legal risks.

If your business relies heavily on physical assets to generate income — such as machinery, inventory, or leased office equipment — Commercial Property Insurance is a smart investment to ensure resilience against unexpected losses.

You can also add enhancements like Business Interruption Insurance, which helps cover income loss and operating expenses if a covered event temporarily shuts you down. This is especially valuable for retail, hospitality, and manufacturing businesses.

Our team can help assess your property values, explain deductibles, and tailor a policy that fits the scope and scale of your business. Protect what you’ve worked hard to build — with property insurance that’s designed around you.