Business Interruption Insurance

Business Interruption Insurance helps protect your business’s income if an unexpected event forces you to temporarily close or reduce operations. This coverage can help replace lost revenue and cover ongoing expenses like rent, payroll, and utilities during the downtime.

Common triggers for Business Interruption claims include fire, natural disasters, or other covered perils that cause physical damage to your property or disrupt your supply chain. It’s especially valuable for businesses that depend on consistent cash flow to stay afloat.

This insurance is often packaged with Commercial Property or included in a Business Owners Policy (BOP), providing a seamless way to protect both your assets and income.

Coverage typically includes loss of income during repairs, fixed costs like mortgage or lease payments, and extra expenses incurred to resume operations quickly. Some policies also offer coverage for interruptions caused by utility outages or supplier issues.

Understanding your unique business risks is critical, and our team works closely with you to customize Business Interruption Insurance that fits your needs and budget.

Don’t let unexpected closures derail your business. Protect your income and keep your operations resilient with the right coverage in place.